{"id":760,"date":"2019-07-19T19:21:41","date_gmt":"2019-07-19T16:21:41","guid":{"rendered":"https:\/\/hotnewsinworld.com\/pt\/qual-e-o-perfil-do-criminoso-cibernetico-no-brasil\/"},"modified":"2020-03-02T19:17:30","modified_gmt":"2020-03-02T16:17:30","slug":"qual-e-o-perfil-do-criminoso-cibernetico-no-brasil","status":"publish","type":"post","link":"https:\/\/hotnewsinworld.com\/pt\/qual-e-o-perfil-do-criminoso-cibernetico-no-brasil\/","title":{"rendered":"Qual \u00e9 o perfil do criminoso cibern\u00e9tico no Brasil?"},"content":{"rendered":"<p>O e-commerce no <strong>Brasil<\/strong> e ao redor do mundo tem sido alvo constante da a\u00e7\u00e3o de criminosos virtuais. Al\u00e9m de prejudicar a experi\u00eancia do consumidor, as fraudes causam preju\u00edzos a toda a cadeia envolvida em uma transa\u00e7\u00e3o online, como varejistas, meios de pagamento e bancos, o que afeta a economia do Pa\u00eds de um modo geral.<\/p>\n<p>Apesar da crise econ\u00f4mica que afeta alguns pa\u00edses da Am\u00e9rica Latina, o e-commerce continua a mostrar n\u00fameros positivos e se encontra em plena expans\u00e3o. Esta populariza\u00e7\u00e3o, entretanto, \u00e9 tamb\u00e9m vista como oportunidade para os golpistas.<\/p>\n<p>Para ajudar a desvendar esse cen\u00e1rio, a <strong>Konduto<\/strong>, empresa de antifraude para pagamentos online, e a <strong>Ebanx<\/strong>, fintech brasileira especializada em ajudar neg\u00f3cios digitais a expandirem pela Am\u00e9rica Latina, listaram os comportamentos dos fraudadores online no Brasil, M\u00e9xico e Argentina.<\/p>\n<p>No <strong>Brasil<\/strong>, os criminosos virtuais, que colocam o <strong>pa\u00eds em segundo lugar em fraude na Am\u00e9rica Latina<\/strong> e entre os primeiros dos mais variados rankings de golpes em n\u00edvel global, utilizam muito mais a tecnologia se comparados aos outros da regi\u00e3o, com o <strong>uso de bots, gera\u00e7\u00e3o de scripts, sistemas maliciosos<\/strong> e afins, al\u00e9m de <strong>testadores de cart\u00e3o<\/strong>. Eles tamb\u00e9m s\u00e3o muito mais din\u00e2micos, procurando outra loja caso o golpe no e-commerce anterior tenha dado errado, e est\u00e3o sempre em busca de produtos de maior liquidez.<\/p>\n<p>Por causa de golpes financeiros, a <strong>economia mexicana<\/strong> deixou de ganhar 3,7 bilh\u00f5es de pesos mexicanos (cerca de R$ 74 milh\u00f5es) em 2017, de acordo com a Comiss\u00e3o Nacional para a Prote\u00e7\u00e3o e Defesa dos Usu\u00e1rios dos Servi\u00e7os Financeiros (Condusef). O <strong>M\u00e9xico<\/strong> \u00e9 pa\u00eds l\u00edder em fraudes ao com\u00e9rcio eletr\u00f4nico na Am\u00e9rica Latina. Segundo o estudo da Konduto e Ebanx, uma caracter\u00edstica do fraudador no M\u00e9xico \u00e9 a persist\u00eancia, j\u00e1 que ele tenta encontrar brechas no sistema de lojas \u00e0s vezes por meses. Isso reflete em uma postura mais conservadora dos varejistas mexicanos, que negam mais pedidos e, consequentemente, t\u00eam uma taxa de convers\u00e3o mais baixa.<\/p>\n<p>No caso da <strong>Argentina<\/strong>, o estudo diz que os fraudadores s\u00e3o f\u00e1ceis de serem capturados, uma vez que tentam concluir os golpes com comportamentos de navega\u00e7\u00e3o que s\u00e3o facilmente percept\u00edveis por sistemas antifraudes. J\u00e1 os dados cadastrais, muitas vezes insuficientes no Brasil para concluir um golpe, ainda s\u00e3o um pr\u00eamio para os golpistas do pa\u00eds vizinho, que recorrem a t\u00e1ticas como spam e phishing para ter acesso a contas banc\u00e1rias ou n\u00famero dos cart\u00f5es de cr\u00e9dito dos usu\u00e1rios. Os alvos dos fraudadores na maioria das vezes s\u00e3o produtos de alto valor e servi\u00e7os como viagens.<\/p>\n<p>Na avalia\u00e7\u00e3o do estudo, existem alguns motivos que fazem com que o M\u00e9xico e Brasil liderem o ranking de fraudes, como por exemplo o contexto socioecon\u00f4mico. Os dois pa\u00edses s\u00e3o as maiores economias latinas, possuem as maiores popula\u00e7\u00f5es e uma alta disparidade social, al\u00e9m de um sistema de venda on-line bem maduro. Com isso, a \u201cmigra\u00e7\u00e3o\u201d de criminosos do mundo real para o virtual foi quase um movimento natural. Mas vale lembrar que nenhum pa\u00eds est\u00e1 imune \u00e0 fraude, seja ela feita por criminosos amadores ou por hackers com alto conhecimento tecnol\u00f3gico.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>O e-commerce no Brasil e ao redor do mundo tem sido alvo constante da a\u00e7\u00e3o de criminosos virtuais. Al\u00e9m de prejudicar a experi\u00eancia do consumidor, as fraudes causam preju\u00edzos a toda a cadeia envolvida em uma transa\u00e7\u00e3o online, como varejistas, meios de pagamento e bancos, o que afeta a economia do Pa\u00eds de um modo [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":761,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3],"tags":[],"class_list":["post-760","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-noticias-da-midia-social"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Qual \u00e9 o perfil do criminoso cibern\u00e9tico no Brasil? - Hot News in World<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/hotnewsinworld.com\/pt\/qual-e-o-perfil-do-criminoso-cibernetico-no-brasil\/\" \/>\n<meta property=\"og:locale\" content=\"pt_PT\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Qual \u00e9 o perfil do criminoso cibern\u00e9tico no Brasil? - Hot News in World\" \/>\n<meta property=\"og:description\" content=\"O e-commerce no Brasil e ao redor do mundo tem sido alvo constante da a\u00e7\u00e3o de criminosos virtuais. 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